Saturday, November 25, 2006

A Handle on the Portable Greenhouse

Portable Greenhouse at a Reasonable Price

There are plenty of retail outlets which sell greenhouses, greenhouse supplies and kits. However, it can be hard to find somewhere that sells a portable greenhouse at a reasonable price. Portable greenhouses follow the dictates of the famous eccentric architect and innovator, Buckminster Fuller, that buildings should be lightweight, functional and transportable. In fact, he taught that an architect should know the weight of the building he was designing! The portable greenhouse features all the functionality of a traditional greenhouse but when you move, you can take it with you. You can also change the location of the greenhouse in your garden to capture the best conditions with the changing seasons and weather conditions. It is, though, this very portability which often pushes the price up.

Assembling a Portable Greenhouse

A portable greenhouse makes a great alternative for over-wintering plants. Portable greenhouses do not require any tools for assembly and can be built in less than an hour. You can also disassemble your portable greenhouse easily, and then store it in the garage or basement effortlessly. Use the internet to search for a portable greenhouse as this will allow you to make comparisons between the many options.

The Best Places to Find an Affordable Portable Greenhouse

ACF Greenhouses is a popular company which offers a varied selection of portable greenhouses at particularly low prices. Their space saving greenhouses provide customers with a relatively inexpensive way to get a jump-start on your growing in the spring as well as to extend it longer in the fall season.

The Standard Specifications

The portable greenhouses they offer have Solaron covers, which are made of reinforced woven polyethylene. This boasts an 80% light transmission, UV protection, as well as an anti-condensation coating. Their portable greenhouse packages include a door as well as screened in windows for ventilation. They built the doors and windows so that they can be held open with Velcro fasteners when not in use, and as well have built-in screens in order to help keep out animals and insects.

A bagful of Extras

All of their portable greenhouses include the following: dark green painted frame, one-piece 11-millimetre polyethylene cover, wide zippered openings and screened vents, a tote bag for easier transportation and storage, anchoring kit, and a three year warranty.

Delivery is Easy (it's Portable, you see)

Their portable greenhouses are shipped by UPS and can be delivered in as little as two to seven days. They also offer accessories for your portable greenhouses, including electric heaters, portable benches, and thermometers. The electric heaters offer multiple heat settings, a built-in dial thermostat, and overheat protection.

Portable Accessories

Portable benches come in handy when you have to get down and dirty with your pots - potting and repotting can be back-breaking work if you don't have much space to work in or you can't get into a comfortable position. Thermometers are, in my opinion, essential for greenhouse gardening. Knowing the temperature differentials between outside and inside can help you decide what is best for your green house plants.

The Truth About Building a Network Marketing Business Online

So, you are ready to start your network marketing business, and you want to build your business online. Great! The Internet offers almost boundless opportunity for finding and contacting excellent prospects for your new business. But, beware - beneath all that potential there are a few things you need to consider, to ensure that your new venture is successful.

Network Marketing - a People Business No matter what anyone tells you, a successful and long-lasting network marketing income is not going to be built around anonymous online marketing. Putting up a website and then expecting people to just sign up and make money for you isn't realistic. Internet prospecting is just a tool that enables you to identify people who have an interest in a home business. It will still be up to you to personally contact these people and help them. You have to be willing to pick up the phone and talk to people. You may think, "but I hate selling". I hate selling too. I don't consider calling someone who has contacted ME to be selling - I think of it as providing information. I never "close" anyone on my business - my online tools provide the information, I fill in the gaps by talking to interested prospects, then let them make the decision. If you have to "sell" the business to someone, they won't likely pursue it for long. You don't want that.

The Reality of Online Advertising I see it all the time - "blast your ad to 500,000 classified ad sites". So goes a typical pitch that many marketers use to sell their submission software and service. The reality is, blasting ads to FFA link sites and free classified ad sites rarely, if ever produces a real prospect for you. How many people really look at these sites, anyway? How many times have you personally looked for opportunities among hundreds of links plastered on a web page somewhere? Effective online promotion of your network marketing business will require spending some money to put ads where people will actually view them. One strategy I use is to purchase keywords in pay-per-click search engines - keywords directly related to my home business. I get many of my prospects this way. I also have small, inexpensive ads on several "work from home" business sites that receive a lot of traffic. With online advertising, you get what you pay for.

Online Sales Tools Whatever network marketing company you join, if you are going to promote and build it online, you will need a web site. Some companies provide free sites to help you. Some even provide turn-key prospecting systems that collect information about your prospect and guide them through presentations that help them to make a positive decision to join your business. The company you choose should provide these tools for you, and they will if they are serious about supporting online marketing efforts.

Consistent Follow-Through and Commitment Whatever network marketing company you join, remember that your success will be measured in large part by how much time you spend following up with prospects, and how well you do it. I've seen many people come into my business, set up their free web site, and then sit back and wait for something to happen. It won't - you have to take whatever tools you've been provided, and make something happen.

Friday, November 24, 2006

The Fourfold Yoga VI

"Excellence in action is Yoga " declares the Song Celestial ( Geetha ), an authentic treatise on Yoga & the quintessence of the Upanishads. Yoga, as the science of Holistic living, is a way of life. Yoga does not mean physical exercises even though such exercises have been prescribed for improving the skill of our body. Yoga comprises techniques that transform our intellect, mind and emotions & provides a comprehensive philosophy for Integral Life.

In order to live an integral life, we must develop skill in life. Aurobindo defined Yoga as the Art of Conscious Self Finding. The first & fundamental thing we should do if we are to expand the limits of our Consciousness, is to gain mastery of the mind. This is not easy.

The incidence of most of the physical diseases that have plagued humanity for centuries have been reduced by glorious advances in medical sciences. The eradication of most infectious diseases and the control of many metabolic disorders have been effectuated by better drugs and surgical techniques. Soon, even routine genetic minterventions may be possible. But new and ever more common causes of illhealth haunt us today. They are psychosomatic ailments & chronic stress. Allopathy is less than effective when dealing with these complaints.

The cause of these are found to be attitudes & lifestyle and not physiological anomalies. Allopathy by concentrating on a physical and mechanistic approach to healing, can do little to relieve conditions such as these. The frenetic pace of modern life exposes many people to continous high mental tension & unrelieved stress. And if we are largely sedentary in our habits & overindulge in health damaging substances & foods, as we are fond of doing, our well- being & fitness will be furthur compromised. Eventually stress may manifest itself in the form of physical disease or mental breakdown. Allopathy is symptomatic, and has countered with symptom- suppressing treatments, instead of tackling the root cause of the problem. Lack of disease has been regarded as health, rather than as a dynamic growth process in which we feel truly well on physical, mental level and spiritual levels.

The Evolution of Medicine & the Three Eras of Medicine

Allopathic Medicine or " Physical Medicine" belongs to the first era. It is Cartesian and creates a dichotomy between mind & body. Treating a disease is like fixing a part of the machine.

The second era of medicine refers to 'Mind-Body medicine." It became popular in the 1960s with the advent of Meditation, imagery, hypnosis & bio-feedback. Mind and body are interconnected by messenger molecules and these molecules are invoked to accomplish the healing process.

The third era of Medicine refers to " Transpersonal Medicine ". It became popular in 1990s with the advent of group support and spirituality to heal.

How To Keep Banking Simple

If you are new to banking, then it can seem like a confusing subject. All the different banks, accounts and cards on offer can make the task of starting to bank a daunting one. However, the basics of banking are quite simple, and once you know them you will be on your way to all types of monetary products. Here are the basics of banking and how they can help you look after your money:

Why get a bank account?

Using banks and having a bank account has become an essential part of society. Once you start working or have incoming and outgoing money, you really need to get yourself a bank account. Banks are an easy and convenient place to store your money, and allow you to access it various places. Although there are alternatives such as credit unions, banks are the easiest and most readily available tools to store and access your money.

Basic bank accounts

To get started with banking you will need to open a basic bank account. Deciding which account and bank is right for you can take some research, but once you have decided this you need to open an account. Basic accounts usually issue you with a chequebook and a debit card. If you have regular income then you may also be entitled to a credit card, but at first it is best to stick to the basics.

How to get an account

To get an account you usually apply at your local bank, and they will ask for forms of identification as well as checking your credit report to see if you have mishandled bank accounts in the past. Getting a bank account is usually not very hard, and as long as you have identification and can pay some money into the account you should be able to get one.

Using at ATM

Once you have an account open you will be issued with a cash or debit card, which you can use in an ATM or cash machine. This card is protected with a unique 4-digit PIN number. You will be issued with a number to start with, but you can change this at any time. To take cash out you simply place your card in the machine, type in your number and then follow the instructions. You can also buy items with your card in shops or online by quoting your card number or entering your PIN in a machine.

Using a chequebook

You may also be given a chequebook with your account. A cheque is something you can use to pay for items and also to pay other people. You right who the cheque is payable to, and the amount, and then that person can put the cheque in their account. This will usually take a few days to clear so it is a good way to spend money if you are low on cash right now but will have money in your account in the next day or two.

Savings accounts

In addition to a normal 'current' account, you might want to open a savings account. Money that you put into a savings account is not as easily accessible as a current account, but will make you money by adding interest to your savings. Over time your money will grow, which is good for money that you don't immediately need. Having a savings account is basically like getting paid to store your money safely. Whatever account you open, make sure that you shop around and get the accounts for your needs.

Thursday, November 23, 2006

Comparison Shopping Search Engines Equal Big Profits for Online Merchants

Holiday shoppers are expected to spend $32 billion online this season, with purchases happening well past ground shipping cutoff dates. That's according to "Online Retail Holiday Forecast, 2006," a report from JupiterResearch.

People are going to spend more money online than they did last year. An 18% percent increase in sales over last year. That translates into big sales for online retailers.

That number is incredible. Online stores that can offer, excellent prices, superior shipping, brand name awareness are going to cash in.

The big search engines like Google, Yahoo and MSN sent 25 percent more visits to leading shopping comparison sites The week of October 23, 2006, compared to the same period in 2005.

As an online merchant it is absolutely critical to get listed in the comparison shopping engines. Those engines as compiled by Search Engine Watch include.

BizRate http://www.bizrate.com/ BizRate allows you to search for products from hundreds of online vendors. Features include merchant ratings, reviews, tax and shipping information, as well as a list of your own most searches and recently viewed products. Also powers some of the results provided by Lycos Shopping.

DealTime http://www.dealtime.com One of the major comparison shopping search engines on the web that integrates product reviews from Epinions, which it acquired in May 2003. Also owns Shopping.com, which essentially is a clean-search version of DealTime.

Froogle http://www.froogle.com Comparison shopping search engine from Google. Gathers listings from crawling the web and accepting product feeds vendors.

Kelkoo http://www.kelkoo.co.uk/ Major comparison shopping search engine for the United Kingdom and other European countries. According to the company, 16 out of the top 20 e-commerce sites in the UK are currently advertising through Kelkoo. Advertisers have the opportunity to reach customers in all nine European countries in which Kelkoo operates. (see links at bottom of the Kelkoo home page).

MSN Shopping http://shopping.msn.com/ MSN Shopping, formerly known as eShop, offers Buyer's Guides with tips and tools, editor suggestions, and other features beyond the price comparisons offered by other shopping search sites.

mySimon http://www.mysimon.com/ One of oldest comparison shopping sites on the Web, featuring the ability to search for products from thousands of merchants or browse by product category.

NexTag http://www.nextag.com/ Comparison shopping search engine with "TruePrices" feature that shows prices including tax and shipping charges, as well as user ratings.

Search engine optimization for Adsense

If you've been using Google's AdSense on your pages you obviously feel the need to somehow generate even more traffic for your website, which in turn would translate to more AdSense click and a higher income.

But who do you do this? Well, the major way you'll get visitors to see your website (other then using AdWords, which is encouraged as well) is to use some techniques to have search engines send more and more users towards your page, by ranking high in search results for your topics of interest.

Believe it or not this is a technique, better known as search-engine optimization or simply SEO. So here are a bunch of tips that come handy under every amateur or professional optimizer's belt.

The first thing you need to take care of is the actual source code and layout of your page. This has to be kept as simple as possible. The problem comes when AdSense and the search engines themselves begin to have troubles in extracting the most relevant keywords on your site because of a too complex layout.

Secondly, try to have each one of your pages target only one specific topic. This way it is a lot easier for them to get indexed properly and for the AdSense ads to be consistent with the content of the site itself.

Also, try not to include too many hyperlinks in your page as well. This also means you should try not to use too many AdSense ads on your page either.

If there are certain keywords you wish to target, make sure the word you wish to target is present in the title, in the first paragraphs as well as in the name of the file. While you're at it you might want to ensure the word springs up in the page's last paragraphs.

And of course, it's very important for your content to have original and compelling content. How do you do this? Well the easiest way to do it is to find something you're really passionate about. That way, providing you give it a lot of effort you're bound to have a great page quite fast.

If the content you use in your site is in the public domain (which is highly discouraged) make sure that you at least give it an original title, and add an opening and a closing paragraph of your own.

This takes a little while, but if, after waiting, you still can't find your page near the top, you should try rewriting your title and your first and last paragraphs. It doesn't take much, often just changing a few words will give you the right results.

And of, course there's the use of keyword tools that may aid you in finding some good keywords to include on your page that will drive visitors to your site more and more.

So those are about the basic techniques in search engine optimization. You can find a lot of computer tools to aid you in doing this, and of course, Google is a great place to search for this.

In the end, you'll find that SEO is a complex topic, and entire books have been written on the topic as well. You might find that you have a lot of optimization you need to do in order to get more and more visitors to your site and clicking those precious AdSense banners.

Wednesday, November 22, 2006

Selling on eBay UK

eBay is a great way for anyone looking to delve into online business, and there are many people who have recognized this opportunity and as a consequence spend a great deal of time figuring out which items sell the best on eBay. Many of these people have systems in place that determine top selling products and others purchase courses that teach them how to find this information as well. However, one of the best resources for finding out about products that are popular is on eBay itself!

One of the ways in which eBay helps me find a product that could potentially do very well, is by simply browsing through categories that i'm interested in. Whilst doing this I can then uncover items that are attracting a lot of bids. But how do I know this? Simple. Next to any item that has received over 30 bids is a label saying 'hot'. This suggests that the item is widely sought after. Spend some time searching around eBay and you can soon find some real gems and some great niches.

Many power sellers however will agree that it is not as simple as solely doing this. Also, search for items by researching auctions that have been successful previously. This can be done on eBay at http://listings.ebay.com. Another way to determine best selling items is by using the 'eBay Marketplace Research'. This allows you to view important statistical information on eBay buying trends, and contains a huge amount of information to help you discover whether an item will perform well or poor at auction. The eBay Marketplace Research does require a small fee to use though.

One of the most obvious tools that can be used to find popular items is by viewing the listings of popular eBay search terms at http://popular.ebay.com. Divided into categories, this list shows how popular an item you are considering selling might be.

It is important to do your research before going ahead with your auctions. You could be surprised in what you find may sell well. Some of the most unlikely items are sometimes the most popular, yet items that you would think would sell like hot cakes sometimes fail to realize a single bid.

Training Your Voice to Sing

The first step in voice training is awareness. I have heard some colleagues say that unless one has a specific speech problem, voice training is something solely for singers and perhaps actors. In summary, voice training is, most importantly, getting the performer to think outside the box. I learned how important breath control acquired through voice training is in music. So, how do you know if one on one voice training is for you, and how do you find a coach suited for your voice. In some cases formal voice training is valuable. Voice training is tedious. Proper voice training is essential so that you can learn to utilize this natural instrument without damaging it. Classical voice training is a plus factor.

The goal of this study is to define the long-term influence of vocal hygiene education and the effectiveness of voice training. This network provides a variety of high-quality vocal coaching and voice training tools. Vocal coaching for all levels and styles - pop, rock, urban, dance, music theatre and opera. Focus on breath control and expanding vocal range. Look for "vocal stress-busters" sprinkled throughout the internet. These are short songs to sing. Respect your vocal limits. So what makes you think that you do not need vocal lessons? Everyone can sing, but it is difficult to sing well without vocal training. Voice care is important for vocal health. Even a slight change in your vocal cords can render your voice unrecognizable.

With a music tutor, the performer may see whether he/she is singing at the correct pitch and how high the musical quality of his/her voice is. You will need to train to release the full potential of your voice. You can try books on singing, speech training and voice training. If you want to try it alone then I recommend the singing programs: 'Singing Success' or 'The Ultimate Voice Training for Singers'. If you are already singing professionally, then it is vital that you take up voice training to separate you from the crowd. You will need excellent, safe techniques for singing, speaking, and acting. The skill of directing the sound and holding it there during singing creates the artistry of proper voice training. Learn the same technique used by popular singing stars. A song based method for developing the singing voice. Performance training, group singing can help you project your singing voice. Start training and singing today.

Voice training is complex. To reach your full potential it takes a lot of practice. You will need to be dedicated to the art of singing. Make sure you take care of your voice and don’t over do it.

Tuesday, November 21, 2006

Extension Ladders

Extension ladders are ladders whose length can be extended for reaching higher areas. Generally, they can increase up to almost double their height. In an extension ladder, two ladders of the same size are combined, and then one is slid up to increase the height. Since some portions of the ladder overlap, the actual height is not truly double but a few feet less than double. Thus, whatever the height you want to reach, the length of the extension ladder should be a few feet more than the point you want to access. Some extension ladders come in a combination of three ladders.

Extension ladders are mostly used for outside jobs that require reaching extended heights. Small size extension ladders can slide out by pulling with your hands. Larger ladders come with rope loops to help them extend to their maximum height. Once opened, it is very essential to secure these ladders properly. For this purpose, stay locks can either be secured with hands or tools to tighten them. It should also be ensured that the ladder is resting properly on ground and is stable at the top.

Extension ladders are manufactured in fiberglass, steel and aluminum. They are offered in limited shades and colors. They can withstand weight of up to 375 lbs, depending on the model. Besides the standing model, extension ladders are also available in telescopic and foldable models. For accessing poles, some extension ladders are fitted with a pole chain at the top rung. For greater heights, extension ladders such as rope and pulley types are found suitable. Since extension ladders are used for repair, paint jobs etc. They can come with accessories like paint can hooks, bucket hangers, tool holders, roof hooks, etc. For frequent users, a special equipment to automatically level the ladder is also obtainable. To buy extension ladders, contact your nearest outdoor equipment dealer, hardware shop or order on the Internet.

Kids' Closet Organizers

“Mom, I can’t find my shoes!” “Dad, where’s my backpack?” How many times a week do you hear these and similar cries? Probably more than you’d care to count. These frantic pleas for help can be heard daily in homes across America. Families late, children missing busses, parents stressed—all due to a serious lack of organization. Kid closet organizers can help.

Most homes do not offer adequate closet space, especially in children’s rooms. The space they do provide is often poorly designed, offering only one rod and a top shelf. With an effective closet organizer, however, you can actually double the storage capacity of your closet.

Closet organizers for children’s rooms are available in a variety of fun colors, such as bright primaries and pretty pastels. Traditional white and wood colors are also available. Organizers can be found to match most any décor, including popular children’s characters.

Like regular closet organizers, child closet organizers are available in a variety of materials, such as wood, laminate, metal, and wire. Some organizers are even made of durable cloth canvas.

Kid closet organizers can be purchased as closet organizer kits or systems. Kits are designed for either the budget conscience or the do-it-yourselfer. Starting at $20, they contain everything needed for the closet. You simply choose the correct size and the desired components. Choices include such things as single or double garment rack, shelves, shoe cubbies, drawers, wall hooks, toy bins, and baskets. Assembly is required. Some kits are made of durable plastic and simply snap together; others will require tools.

Child closet organizers are also available as closet organizer systems. Systems are fully assembled. You simply measure the space, choice the components, and put in place.

Closet organizers can be floor-based or wall-mounted. Floor-based units give a built-in look, while wall-mounted systems keep the floor clear.

With a well-designed closet organizer, your child’s closet can be neat and orderly—no matter your budget.

Monday, November 20, 2006

How Magickal Pearls are Acquired Part 1

We are often inquired how mustika or magickal pearls are extracted by shamans from Nature's realm or how some people are fortunate enough to be gifted by Her. It certainly is appropriate that collectors and those interested in the subject of animal/plant stones acquire more information in this regard. Those who are misinformed or are not properly educated on the processes of pearl-acquisition by shamans often mistakenly believe that animals fall prey to hunters of these pearls and are killed indiscriminately without compassion; generally speaking, this is not the case here in Indonesia as wanton killing is a waste of time and resources even for shamans and would put them on Nature's black-list and cause them to lose their raison d'être. It is important to stress that one would hardly find animal-pearls through such killing.. Shamans are careful in maintaining a good relationship with Nature and Her forces as it is through working with Her rather than against Her that the magickal pearls are acquired. It would, therefore, probably be proper if we were to offer some enlightenment and remove the concerns that some individuals might harbour in their minds.

In almost all cases of magickal pearl-acquisition there lies an element of the mystique, of the occult and the processes of shamanic work. Nature offer these pearls possessing magickal properties to humanity and she often does so in ways that borders upon the miraculous and the "supernatural." We know this to be true as a result of several personal experiences where we were gifted by Nature of unusual objects with inherent talismanic value. We need not elaborate on this, the point being that when the hidden forces of Nature wishes to display their fondness, respect, and friendship towards someone attuned to their existence with mutual feelings on the part of the mortal, they often express their delight with a physical token, such as a natural artifact, a curio or a magickal pearl; these gifts often come as a surprise to the one so-attuned with Nature; sometimes they are specifically requested through occult means--shamans the world over are well familiar with the principles and the processes involved and regularly practice them. The modus operandi of this occult-retrieval, however, is not an exact science, and Nature does not always respond in the manner hoped for--greed, doubt, arrogance, harmfulness, wrong-timing, etc. almost always prevents the psychic-connection and the bonding from being established with Nature. Shamans treating Nature with love and respect while functioning under a magickal-trance and attuning to her life-rhythm are rewarded for their congenial expressions accordingly. This is not to say that just anyone can approach Nature and request pearls from Her and then be given them. It does require a certain degree of mastery and the unfoldment of shamanic/psychic powers aside from the development of purity and a spiritual consciousness--these are cultivated through years of difficult training, discipline and struggle. In Indonesia, the art of acquiring pearls from Nature is a specialized knowledge and not all indigenous shamans of the class called "pawangs" possess this power or know-how; traditionally, the mantras and "Ilmu" (occult-power/knowledge) of this type of work are transmitted from father to son only--one reason why sources for these pearls are scarce.

Golf Equipment Tips

Are you the type of golfer who blames every aspect of the game down to your swing, posture, balance, tempo etc? If you are then you may have probably missed one vital aspect out of this equation. You could very easily be spending hours upon hours practicing aspects of your game which in fact may not require practice at all, have you thought that maybe you are using equipment which is not suited to either yourself or your style of play.

Simple isn't it - the majority of golfers blame an aspect of the swing to a bad shot or a bad round of golf but if you are using unsuitable equipment then you might be onto a loser right from the word go.

It might be worthwhile you utilising the following tips to ensure that you are using the right tools for the job.

If you are a beginner/junior and have chosen to play this game using a set of pre-owned clubs then you must ensure that you fully check your new golf tools prior to purchase with a very keen eye. Every aspect of the clubs needs to be checks, the shafts, club heads, grips are the initial parts which must pass inspection. Grips can easily be changed but check the price first, If there is damage to the shaft or club head then this is a potential hazard and you should consider leaving them alone. Prior to purchasing a set of pre-owned golf clubs always check how much they are to buy new - you will be surprised that some pre-owned sets are not much cheaper than a new set - especially if you have to re grip them or have some aspects rectified prior to playing them.

If you choose to purchase a set of pre-owned clubs or have a set of golf clubs which require re-gripping then you need to be careful. The grip on a golf club is the only contact that you have with the club, therefore you need to be sure that they are gripped correctly.You can purchase sets whereby you can grip the kit yourself, you need to ensure that you align the grip correctly. If you are not comfortable with performing this yourself then your local golf store should be able to accommodate you. When choosing a grip ensure that your hand size is taken into consideration, having big grips with small hand or having small grips with big hands can be disastrous to your game.

Always, always clean and change your grips regularly. You will shave shots of your round with this one tip alone.

Using golf clubs which are not fitted can and will lead to wayward shots. Every golfer is different in many different aspects and when golf clubs are manufactured they are designed for the average person of average size and stature. Can you guarantee that you are that person. If not then get your golf clubs checked, measurements will be taken and the fitter should watch you take a few swings, normally with tape attached to the clubs and a swing plate on the floor. At impact the tape is marked by the club hitting the floor and the fitter is able to determine what lie angle is optimal for you. The shaft will also be checked to ensure that it is the correct length for you. Having a set of custom fit golf clubs is like having a brand new set of golf clubs and is probably one of the best investments you can make in this game, at the end of the process you will have a set of golf clubs which have been professionally modified for your individual requirements.

Sunday, November 19, 2006

Analyze Your Stocks And Double Your Profit

An investor buys a share of stock by resorting to various approaches that validate his investment by reaping rich profits. Before investing, however, it is necessary for a value investor to study the financials of a business, so that the stock he buys at the company’s intrinsic value promises a greater return at its liquidation value (the value of a company if all its assets were sold). A typical investor would buy growth stocks that have an upward trend, and seem likely to keep growing for a long time. Whereas, a technical investor (also known as a Quant) makes decisions based upon the psychology of the market and related factors, which involve much higher risk but may prove to be more profitable, or, can conversely result in much greater losses. The fundamental analysis of any business can depend on various factors: efficient market theory, value and growth, growth at a reasonable price and the quality of the business.

1. Efficient market theory pertains to stocks being always correctly priced, as all the requisite information is available on the current price.
2. The stock market sets up the price.
3. Analysts decide upon the value of a company based on the potential for its growth.
4. Price and value may not be equal, due to certain irrationalities governing the market.

Value investors need to rely on certain stringent rules governing the nature of the stock which adhere to the following criteria:

1. Earnings: company earnings are profits after taxes and interests.
2. Earnings per share (EPS): the amount of recorded income (on per share basis) available to the company to pay dividends to stockholders, or to reinvest in itself.
3. Price/Earnings Ratios (P/E) ratio (having a justified upper limit): If the company's stock is trading at $80 and its EPS is $8 per share, it has a multiple, or P/E of 10. This means that investors could expect a 10% cash flow return:
$8/$80 = 1/10 = 1/(PE) = 0.10 = 10%
If it's making $4 per share, it has a multiple of 20 (20 times $4 equals $80). In this case, an investor might receive a 5% return (in the same conditions);
$4/$80 = 1/20 = 1/(P/E) = 0.05 = 5%
However, a low P/E is not an untainted value indicator.
4. Price/Sales Ratio (PSR): is the same as a P/E ratio, except that the stocks are divided by sales per share instead of earnings per share.
5. Debt Ratio: percentage of debt a company has relative to the shareholder equity.
6. Dividend yields above a certain absolute limit.
7. Book value ratio: comparison of the market price against the book value of the stock per share.
8. Market capitalization value: Complete total value of a company’s outstanding shares (Market price per share ´ Total number of shares outstanding).
9. Equity Returns - ROE: Net income after taxes divided by owner’s equity.
10. Beta: comparison of volatility of the stock to that of the market.
11. Institutional ownership: percentage of a firm’s outstanding shares owned by certain institutions: insurance companies, mutual funds etc.

Learning to analyze one’s stocks and thus reaping the desirable profit is in fact a continuous process, as no amount of market efficient theories can ever predict a flawless financial return system. Even though one invests judiciously by studying the market, the over-valuation or under-valuation of stocks can often be determined by market emotions.

How To Write Articles That Get Instant Results

What can a popular article do for your business?

An article that gets attention can...

1. Drive targeted traffic to your site 24-hours a day 2. Double, even triple your sales 3. Gain hundreds of valuable, incoming links to your website increasing your search engine position 4. Automatically fills your inbox with partnership and joint venture opportunities 5. Increases your personal branding and credibility - you can dominate your market 6. Springboard for more no-cost publicity such as interviews, magazine articles, profiles, reviews, radio show coverage and more.

What's even more exciting is that you can accomplish so much of this with just one or two very hot articles.

Now, true it may take you a few tries to really hit with one of your articles, but there are some techniques that you can apply to increase attention to your articles.

ARTICLE WRITING SECRETS THAT WILL GET THEIR ATTENTION

1. Choose Your Topic Wisely. Sounds simple, but here's what you need to do. First, your topic must be relevant to what you are marketing. The problem you address in your article must be the same or at least closely related to the problem you are solving or desire you are fulfilling with your website. Second, your topic must be intriguing.

2. Stand Out From The Crowd. What is the unique perspective, experience, opinion, solution or value that you will bring to your topic? Publisher's seek out information that stands out. For instance, can you provide hard statistics based on testing? How about a detailed case study? Do you bring a fresh perspective that will make someone say "that's awesome!"? Are you targeting an area that is extremely popular, where the buzz factor is already peaking?

3. Writing Style. You may have thought professional writers have the edge here, in reality, the opposite is true. Often, an informal, conversational, simple style wins out over a general, fluffy or overly verbose style. Although they are professionals, ezine and magazine publishers are real people that "feel" the tone of an article and are always on the lookout for articles that will touch their readers as well as inform them.

4. Be Specific, Be Focused. The best article writing comes when you are addressing one main issue, problem or desire without losing focus and jumping around. If you are writing about dog training, then you are better to focus on one critical problem within dog training, don't try and cover the entire topic in a 800-word article.

5. Understand How To Write An Effective Resource Box. I have to admit, this one gets me every time. I am both a writer and ezine publisher, so often I have come across well written articles that I choose to publish that I know will not do a good job of delivering my reader to their website. After all, the entire intent of your article should be to capture publisher and reader attention, but ultimately, enticing them back to your website. How much time does the average writer spend on refining the 4-5 line resource box that follow their articles? In most cases, a few minutes, yet this is the most important part of your article. Test the first line, make it risk-free for your reader to visit your site, get their attention by creating a lop-sided value proposition by giving away valuable material.